For most business owners, last year was a giant dumpster fire. And if we learned anything at all, it’s that we have to be prepared for the worst (and the unexpected). Sure, there’s no way anyon
Month: January 2023
Why is retirement planning important?
Retirement planning doesn’t mean one should only concentrate on their finances. Retirement planning requires a combination of financial and personal planning. Personal planning determines one’s
Alternatives to Traditional Savings Accounts
Whether you earned a bonus at work or want to stash money away to save for a downpayment on a new home, deciding where to store your money is half the battle. Traditional savings accounts are a sol
Emergency Fund vs Savings: What’s the Difference?
The main difference between an emergency fund and savings account is their purpose. Experts say that you should have both savings and emergency funds. But can we truly say that we know the differen
Why Retirement Planning is Important for Organizations
Retirement planning is an important task for HR teams in organizations. Broadly speaking, retirement planning is a process through which organizations offer necessary options to their employees to
The future of education
The future of education isn’t just about tablets in classrooms, ubiquitous connectivity, online dashboards, and other tech – it’s much more than that. We need to fundamentally ret
What is a good investment? – Traits of a good investment opportunity for long-term success as investor
There are lots of different ways to make money by investing. Unfortunately, not all of them have a good chance of working out as planned. In this article we highlight the characteristics shared by
How to raise your kids to be hopeful about the future
When times are tough we can help our children grow up to be people of hope and purpose.Recently one of my daughters told me she didn’t want to live to be 100. “By then,” she said, “Artifici
REGULAR SAVING AND INVESTING
The opportunities and costs regarding saving or investing are serious considerations for expats. When your income level rises against reduced expenditure in a different country, you may be able to
NEED AND BENEFITS OF EMERGENCY FUND
Covid19 came as an alarm. The world experienced emergency of almost everything. Essentials, Financials, Professional and Communication everything became urgent as the world went under a lockdown
Retirement income: Spending your savings
See how you could benefit from expert adviceThis is the most critical phase of your retirement savings journey—and potentially the most time-consuming. Even if you’ve been investing solo fo
Tips For Successful Hotel Investments
There are a number of steps that can be taken to increase the chances of a hotel investment being successful. Below, you can access four key tips that can assist you in maximising your return on in
Why schools should teach the curriculum of the future, not the past
Robots, artificial intelligence, automation – no longer the stuff of science fiction movies. Overwhelming evidence shows the shift in what the workforce needs is already underway and that it will
Investments Vs Savings: What You Need to Know
Most of us were taught at an early age about saving our money for a rainy day, but few of us were taught about the other “basic” of handling our finances, which are investments. Saving is impor
History of Savings Account Interest Rates
Savings rates are rising, but this is a fairly recent development. Throughout the 2000s and 2010s, rates trended low—nosediving after the 1980s and 1990s, decades during which savings interest ra
How To Build An Emergency Fund?
A life crisis can hit us when it is least expected. So it is incumbent on us to save for the rainy days while the sun still shines. With memories of a devastating Covid-19 outbreak in 2020 still fr
WHO meets with Chinese officials on current COVID-19 situation
A high-level meeting took place on 30 December between WHO and China about the current surge in COVID-19 cases, to seek further information on the situation, and to offer WHO’s expertise and
How Much Do I Need to Save to Retire?
A key part of retirement planning is to answer the question: How much do I need to save to retire? The answer varies by individual, and it depends largely on your income now and the lifestyle you w
Top 5 Ways In Which Smart Junior Plan Will Help In Your Child’s Future
For a parent, there is nothing more important than ensuring their child’s comfort. Even from before the child is born, parents usually try to prepare well in advance and plan their lives so as to